Welcome to Artisan Contractor Insurance Services. Please read these Terms of Service carefully before using this website.

1. Use of Website

This website is provided for informational and inquiry purposes only. Use of this website does not create an insurance policy, binder, or contract of insurance.

2. No Guarantee of Coverage

Submission of information through this website does not constitute an application for insurance and does not guarantee coverage. All submissions are subject to review, eligibility, and underwriting approval. We reserve the right to decline any submission at our discretion.

3. No Professional Advice

Information provided on this website is general in nature and should not be construed as insurance, legal, or financial advice. Coverage availability and terms depend on individual circumstances and underwriting review.

4. Service Area

Insurance placement services are currently offered for qualifying businesses operating in New Jersey, Pennsylvania, and New York (excluding New York City). Availability in additional jurisdictions may be subject to licensing and regulatory approval.

5. Third-Party Providers

Coverage, if available, is placed through third-party insurance carriers and underwriting entities. We do not control and are not responsible for the terms, decisions, or actions of third-party providers.

6. Limitation of Liability

To the fullest extent permitted by law, Artisan Contractor Insurance Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on information submitted or received through this site.

7. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

8. Contact

Questions regarding these Terms may be submitted through the website contact form.